TRICARE health insurance provides coverage to all active duty uniformed service members and their dependent family members. Family members – Dependents enrolled in the Defense Enrollment Eligibility Reporting System (DEERS).Sponsors – Retired, active duty, and Guard/Reserves.TRICARE has two primary types of beneficiaries, each with its own set of health benefits and plans. Before seeking medical treatments, always verify your specific benefits to understand better what your unique plan will or will not cover. All these programs and more are available through TRICARE.Ĭlick here to see a list of TRICARE-covered services.ĭisclaimer – TRICARE covers a wide range of healthcare services and needs, depending on military status, plan selection, and other criteria. Special Programs: Other medical needs could include cancer clinical trials, hospice care, chiropractic care, or durable medical equipment.The threshold amount varies according to the plan and the start date of the sponsor’s service. Catastrophic Cap: Out-of-pocket deductibles and cost-sharing for all TRICARE plans are capped at a certain amount per year.Dental Care: TRICARE’s dental coverage is independent from its medical coverage and requires separate enrollment.Pharmacy Benefits: Fill prescriptions and receive medications through military pharmacies, home delivery, and other pharmacies.The vision benefits offered by TRICARE vary depending on your plan, age, and service status. Vision Care: Exams and corrective lenses, such as glasses or contacts, are covered.
Mental Health Care: There is a range of mental health care services, including individual and family therapy, substance abuse treatment, eating disorder treatment, and psychological testing and behavior analysis.Preventative Care: TRICARE covers basic health care aimed at maintaining wellbeing while preventing major health concerns and identifying future health problems.All of these factors can affect what’s covered by your health plan, but the following is a broad overview of military health benefits. TRICARE offers health insurance benefits that differ depending on who is enrolled, the plan they select, and any additional requirements they may have. TRICARE combines the Military Health System’s healthcare resources-such as military hospitals and clinics-with a network of civilian healthcare experts, institutions, pharmacies, and suppliers to promote, protect, and restore health for individuals committed to their care.
As a result, qualified members can choose from various health and dental plans based on their status, geography, and preferred medical providers.Īll beneficiaries of TRICARE health insurance receive comprehensive coverage including: The program has changed over time to meet the needs and benefit users in practically every country. The “TRICARE” program began in the 1990s with only three plan options, thus its name. Although many users’ costs are on the rise, they are still lower than costs for a civilian plan or program of similar benefits. TRICARE is a Department of Defense (DOD) healthcare program covering about 10 million active-duty and retired military personnel and their dependents.